What Happens When You Drop High-Risk Procedures
Автор: Malpractice Insights
Загружено: 2025-10-11
Просмотров: 151
Описание:
If you’re planning to stop doing high-risk procedures — like deliveries or major surgeries — your malpractice coverage may not change as quickly as you think.
With a claims-made policy, your carrier still has to account for the possibility of future claims from past work.
That’s why they may require you to purchase tail coverage, or they might slowly reduce your premium over several years (a buy-down).
If you’re on an occurrence policy, your premium usually drops right away because each year already covers its own exposure.
💡 Before you scale back your scope of practice or retire, talk with your broker to understand how your coverage will transition — and avoid surprises at renewal.
💬 Click the link in our bio to schedule a free 10-minute consultation, or follow us for weekly malpractice education that helps you understand your coverage with confidence.
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