Insurance Companies Don’t Want You to Know This!
Автор: Azíz
Загружено: 2026-02-18
Просмотров: 18
Описание:
It all started with a curious question. Why do we even pay insurance?
Every month, millions of people transfer money to insurance companies hoping they never have to use the service. We call it protection. We call it safety. But when claims are delayed, denied, or underpaid, it doesn’t feel like protection, it feels like something else.
So what’s really happening behind the scenes?
In this video, I break down how insurance actually works, from risk pooling and underwriting to investment profits and claim incentives. We explore why insurance feels like a scam to so many people, even when the system is operating exactly as designed.
Topics covered:
– How insurance companies make money
– Why insurance claims get denied
– The psychology of paying for risk
– Risk pooling explained simply
– Why insurance feels unfair
If insurance isn’t a scam… then why does it feel like one?
This is a clear, economic breakdown of the insurance industry, no conspiracy, no emotion, just structure and incentives.
I was heavily inspired by @JamesJani to make this video.
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