Is Your Pension HALAL? 🤔 A New Model for Muslim Retirees

Описание: Planning for retirement is crucial, but for many Muslims, conventional pension schemes pose a major religious challenge. Most plans invest in interest-bearing assets (riba) or industries forbidden in Islam, and the very concept of saving for decades can feel like hoarding (kenz), which is discouraged.
So, how can Muslims plan for their golden years without compromising their faith? This video explores a groundbreaking academic paper that proposes a solution:
The Infaq Theory of Islamic Pension.
We break down how this model works and answer your key questions:
The Core Problem: Why are most pension schemes not Shari'ah compliant? We look at the issues of riba (interest), gharar (uncertainty), and unethical investments.
The Infaq Solution: Learn how the Islamic concept of infaq (spending for the betterment of society) can be used to create an ethical pension framework. This reframes pension contributions not as hoarding, but as a form of ongoing charity.
The Contractual Framework: Discover the Shari'ah-compliant contracts that form the foundation of this model, including:
Waqf (Islamic Endowment/Trust)
Sadaqah (Voluntary Charity) & Hibah (Gift)
Wa'ad (Unilateral Promise)
Halal Investments: Understand the rules for investing the pension fund, ensuring every investment is ethical, interest-free, and screened by Shari'ah scholars.
Achieving Falah: See how this model helps Muslims achieve falah (salvation) by turning retirement planning into a good deed that benefits the individual and the community.

Join us to understand the future of Islamic pensions and how you can prepare for a secure and spiritually fulfilling retirement!

islamic pension, infaq, shariah, halal investing, islamic finance, waqf, retirement, muslim finance, ethical finance, riba

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