Will SOFI Stock Keep Up Its Momentum?

Описание: Money accounts are swept to the company's bank partners as SoFi Technologies Inc is not a bank and cannot hold bank deposits. Under this arrangement, SoFi does not have access to
the funds themselves and must use external financing to support its lending operations. With access to a banking charter, SoFi can now retain its clients' deposits and utilize them as a cheap source of funds to expand its lending operations and increase net interest income.---Morningstar--Michael Miller, Equity Analyst, 19 Jan 2022.

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