UK Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2025

Описание: In this episode we have UK Mortgage Advisor, Dan Knott who has helped hundreds of first time buyers secure their first mortgages.

In this episode we discuss:
How credit impacts your mortgage options
Whether you can use stocks, crypto, pensions, side hustle income for a mortgage
Getting a mortgage as a self-employed person
What to do if you're a struggling landlord
What to do if you're remortgage is coming up
Stamp duty changes and more

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TIMESTAMPS
0:00 - Savvy Wallet Ad
0:18 - Preview
1:23 - Intro
1:59 - Meet Mortgage Advisor Dan Knott
5:33 - The amount of first time buyers in 2024 vs 2023
7:52 - House prices in 1997 was 5x salary
10:07 - Tide Ad
11:41 - Labour’s pledge to build 1.5 million homes
12:57 - Things you should think about prior to getting a Mortgage
15:08 - How your credit score & report impacts mortgage options
20:05 - The impact of a missed payment, default or CCJ
22:57 - Buy Now Pay Later & Mortgages
28:52 - How to improve your credit score
29:45 - What other information is important for a mortgage?
31:44 - How much mortgage can you get with your income?
38:40 - Using crypto, stocks, pensions or property for a mortgage
43:35 - Can side hustle income be used for a mortgage?
45:47 - Any income or deposit sources a lender wouldn’t consider?
48:34 - How do lenders determine affordability?
52:10 - Can car finance stop you getting a property?
56:15 - How is the term length of a mortgage determined?
1:01:09 - Getting a mortgage as a Self-employed person
1:04:34 - Don’t attempt Mortgage fraud
1:06:38 - If you start a new job can you get a mortgage?
1:08:29 - Does business experience impact your mortgage offer?
1:09:29 - How a mortgage advisor can help you to get the best interest rate
1:13:39 - What to do if you’re struggling landlord
1:15:24 - What to do if your remortgage is coming up?
1:20:38 - Stamp duty changes
1:25:23 - Fixed mortgages: 2 year vs 5 year
1:26:55 - How to choose the right mortgage advisor
1:28:16 - Final words


Other EPISODES to watch:
EP. 155 - Investing Expert: The Only 2 Investments You Need to Build Wealth & Get Rich! - Pensioncraft
   • Investing Expert: The Only 2 Investments Y...  

EP. 151 - Financial Therapist: Don't Let Money Control You! How To Master Your Money In 2025!
   • Financial Therapist: Fix This To Start Sav...  

EP. 150 - Debt Expert: The Truth About The UK Debt System! This Is How They Trap You in The Debt Cycle! ft. Oye
   • Debt Expert REVEALS The Exact Steps To Get...  

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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