The ONLY Time Loans Are Halal in Islam

Описание: This video provides general Islamic guidance on loans. For specific situations, please consult a qualified Islamic scholar.

Can Muslims EVER take loans? 🤔 YES - but only in 1 specific situation that 99% don't know about! Discover the ONE exception where Islamic scholars permit loans without falling into riba.

💡 Based on guidance from Mufti Menk, Sheikh Assim Al-Hakeem, and classical fiqh rulings on dharurat (necessity).

In this video, we explore the rare circumstances where taking a loan becomes permissible in Islam. While riba (interest) is strictly forbidden, Islamic scholars have identified specific emergency situations where loans may be allowed to preserve life, health, or essential needs. Learn the exact conditions, scholarly evidence, and practical examples of when this exception applies.

Understanding halal and haram in financial matters is crucial for every Muslim. This video breaks down complex fiqh rulings into simple, actionable guidance using our signature stick figure animations - making Islamic finance easy to understand for everyone.

📺 WATCH NEXT - Continue Your Halal Money Journey:
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ABOUT MUSLIMS & MONEY:
Welcome to Muslims & Money — your trusted guide to halal investing, Islamic finance, and smart money management! We make complex topics simple and easy to understand with better visuals and stick animations. Our videos are mostly inspired by the teachings and bayans of respected scholars like Mufti Menk, Mufti Tariq Masood, helping you build wealth the halal way.

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References:
Qur’an — Surah Al-Baqarah 2:173
“But if one is forced by necessity, without wilful disobedience, then there is no sin upon him.”
Darūrah in Fiqh:
Classical fiqh rule — “Necessities permit the prohibited” (الضرورات تبيح المحظورات)

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Disclaimer:

1. This video was created with significant human involvement throughout the entire production process. While AI tools were used to assist in generating certain elements — such as voice narration and visual assets — all creative decisions, including concept development, scriptwriting, visual selection, audio integration, editing, and scene planning, were carried out manually by the channel owner.
The script is fully original and crafted specifically for this channel’s audience. To meet YouTube’s requirements for human presence, a closing message has been recorded in the creator’s own voice to reinforce human contribution.
This content is transformative and educational in nature, and every video on this channel is custom-made with a unique structure and purpose. The creator ensures that all elements are either self-directed, custom-generated, or properly licensed, and that the final product meets YouTube’s standards for original, monetizable content.

2. The information provided in this video is for general educational purposes only and is not intended as financial or religious advice. I am not a qualified Islamic finance scholar or financial advisor. Views shared here are based on publicly available information and personal understanding. Please consult a trusted Islamic scholar and a licensed financial advisor before making any investment decisions. Every individual's situation is different, and it is important to perform your own due diligence and seek professional guidance. Investing carries risks, and you are solely responsible for your financial decisions.