FedLife Podcast: Understanding TSP RMD Rules for Spousal Beneficiary Accounts

Описание: In this episode, Dan and Ed break down how TSP beneficiary rules and RMD requirements affect federal employees and their families. They explain the importance of properly naming a TSP beneficiary, how spousal beneficiary participant accounts work, and the key differences in distribution rules compared to standard TSP accounts. The discussion also covers required beginning dates, how age, employment status, and date of death influence RMD timing, and what happens when a participant passes away before reaching their required beginning date.
FedLife Podcast (Ep.154): Understanding TSP RMD Rules for Spousal Beneficiary Accounts
Join us as Dan and Ed break down TSP beneficiary rules, how spousal beneficiary accounts work, key RMD requirements, and what federal employees need to know about timing, age, and required beginning dates.
In this episode, you’ll discover:
• Why it’s important for federal employees to designate a TSP beneficiary
• What a TSP beneficiary account is
• What happens when a spouse is named as the TSP beneficiary
• When RMDs must be taken from a TSP beneficiary account
• How a participant’s date of birth, age, employment status, and required beginning date affect distributions
• What happens when a participant passes away before their required beginning date
Source Article:
Understanding the TSP RMD Rules for TSP Beneficiary Participant Accounts: Spousal Beneficiary Participant Accounts
Register for Our Webinars:
https://stwserve.com/register
Meet with a Fed-Focused Advisor:
https://stwserve.com/meet-with-us
Subscribe to the Weekly Serving Newsletter:
https://stwserve.com/subscribe
Connect with Dan Sipe:
• Email: [email protected]
• LinkedIn: Serving Those Who Serve
• Twitter: @STWServe
• Facebook: Serving Those Who Serve
• YouTube: Serving Those Who Serve