Strategic Defense: How to Respond to a Creditor Lawsuit to Buy Time Before Filing Bankruptcy

Описание: Strategic Defense: How to Respond to a Creditor Lawsuit to Buy Time Before Filing Bankruptcy

As a bankruptcy attorney and law professor, I can definitely state there are times when you must formally respond to a creditor lawsuit (file an Answer) even when you know you are planning to file for bankruptcy.

Ignoring a Summons and Complaint leads to a quick Default Judgment, wage garnishment, and bank levies. Learn how filing a strategic Answer creates delay, forces mediation, and gives you the essential time needed to prepare for your final bankruptcy filing.

In This Video, You Will Learn:

The Strategic Delay: Why filing an Answer is a powerful tool to buy time, whether you need three months to save attorney fees, wait for a change in income, or catch up on secured debt (like a mortgage) to qualify for Chapter 7.

Preventing Default: See what happens when a creditor (Midland Credit Management is used as an example) files a complaint, and how your formal response forces the case to become contested.

The How-To: A simplified, practical guide on drafting your Answer by going through the complaint's allegations (admitting or denying them) using a generic legal response document.
Next Steps: What happens after you file the Answer (mediation, pre-trial conference) and the temporary options, like a short-term payment plan, that preserve your ability to file for bankruptcy.

Access the Full Strategy

This video ties directly into the detailed breakdown on my blog.

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