HEAS Explained Part 1 of 4 | What is the Home Equity Access Scheme? | Age Pension Express
Автор: Age Pension Express
Загружено: 2026-03-18
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🏠 Have you heard of the Home Equity Access Scheme? Most Australians haven't — and it could change everything about your retirement.
If you own your home, are receiving the Australian Age Pension, and are worried about running out of money in retirement — this video is for you.
The Home Equity Access Scheme (HEAS) is a little-known Government-backed scheme that allows eligible Australians to unlock the equity sitting in their family home as a regular tax-free fortnightly income — without having to sell or downsize.
In this video you will learn:
✅ What the Home Equity Access Scheme actually is
✅ Who it is designed for
✅ How it works as a government-backed loan
✅ The current interest rate of just 3.95% p.a.
✅ The no negative equity guarantee — you can NEVER owe more than your home is worth
✅ How it can complement your existing Age Pension payments
📺 WATCH THE FULL 4-PART HEAS SERIES:
▶ Part 1 — What is the Home Equity Access Scheme? (You are here)
▶ Part 2 — How Much Could YOU Unlock? (Real dollar example)
▶ Part 3 — Can I Get HEAS AND the Age Pension at the Same Time?
▶ Part 4 — What Happens to My HEAS Loan When I Pass Away?
🔗 USEFUL LINKS:
🌐 Age Pension Express Website: agepensionexpress.com.au
🏛️ Services Australia — HEAS Information: servicesaustralia.gov.au
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