Mortgage Rates at 8%?! | 2025 Housing Market Q&A with Glenn Gerasi | St. Johns Real Estate

Описание: 📉 Mortgage rates spiked to 8% this week and showings slowed down almost instantly—so what’s really going on in the housing market? In this candid conversation, I (Gail DeMarco, your local St. Johns County real estate agent) sit down with mortgage expert Glenn Gerasi of Sawgrass Mortgage to get the real scoop on interest rates, market trends, concessions, and what buyers and sellers should be doing right now in 2025.


Mortgage Rates at 8%?! | 2025 Housing Market QandA with Glenn Gerasi | St. Johns Real Estate
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🏠 If you're wondering “Should I buy or sell in this market?”—this video is for you.

📍 We cover it all:

Why rates surged and what’s next

Is now still a good time to buy or sell?

How buyers are getting closing cost credits and rate buydowns

The truth about online pre-approvals (and what to watch out for)

Assumable loans (even non-VA!) and under-6% options

When to lock your rate—and how lenders are getting more flexible

Why fixed rates are (probably) better than ARMs in today’s market

🔥 Fun fact: Glenn reveals how some lenders now offer mid-process rate renegotiations (aka a float-down), even though they don’t advertise it. That means more security for buyers even in a volatile market.

🎯 If you’re relocating to Florida, especially from states like California or New York, you’ll love how Glenn breaks down Florida-specific mortgage practices, like how our closing costs work and why the Sunshine State is still such a strong option for buyers—even in a high-rate environment.

💬 We also dive into the pros and cons of fixed vs. adjustable-rate mortgages in today’s economy and talk real strategies to protect your financial future. No fearmongering here—just real talk, math-backed advice, and a conservative approach that puts YOU first.

📲 Want help navigating your next move? I work with buyers and sellers from across the country every day. Reach out to me directly at 904-640-8000 or click the calendar link below to book a call.

📞 Interested in speaking with Glenn? Call him at 904-495-3374 — he’s been in the business 30+ years and really knows his stuff.

If you’re thinking about moving to [City], FL be sure to give me a call, shoot me a text or send me an email. I’d love to help you make a smooth transition to [City], FL.
🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️🏡🏝️

Are you moving to St. Johns or Ponte Vedra Florida or Selling in St. Johns County?

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🙏🙏🙏 Please like, comment on, and share videos too!

✅ Please watch these videos also if you are interested in learning more about St. Johns, St. Augustine and NE Florida🙏🙏🙏

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✅ Thanks for Watching 🙏🙏🙏



Are you moving to St. Johns or Ponte Vedra Florida or Selling in St. Johns County?

📱Call or Text us: 904-640-8000
📨Email: [email protected]
🌐 Website: www.gaildemarco.com
Meet with Gail DeMarco - https://calendly.com/gail-gaildemarco...

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This channel is all about living in St. Johns and Ponte Vedra Florida, moving to St. Johns and Ponte Vedra Florida, & relocating to St. Johns County FL. I also cover living in the St. Johns Florida suburbs, moving to the St. Johns Florida suburbs, & relocating to the St. Johns County Florida Suburbs.



Chapters:
0:00 hey there so today I am here once again
1:30 but what we are seeing today is that
2:59 sell?" Well you know nobody really is
4:31 companies and they do spend a lot of
6:07 am finding with a lot of my investors I
7:10 are pretty quick so the appraisers are
8:27 going with the fixed rate to keep your
9:58 appointment on my calendar link right




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