Stop Overpaying Your Mortgage – Do THIS Instead

Описание: Stop Overpaying Your Mortgage – Do THIS Instead

Ever feel like paying off your mortgage faster is just not in the cards without completely overhauling your lifestyle? Well, Larry Mastropieri shares a super simple strategy called the 3-6-9 Mortgage Rule, and it’s all about consistency—not sacrifice.

Here's how it works. Start small: just $3 a day—that’s about the cost of skipping your daily coffee. Put that extra $91 per month toward your mortgage principal. If you have a $400,000 loan at 7% interest, that tiny change can save you $60,000 in interest and help you pay off your mortgage three years earlier. Sounds like magic, right?

But it gets even better. If you can bump that up to $6 a day (roughly the cost of a lunch out), your savings and time shaved off grow even more. And if you push to $9 a day—about what most of us spend on Uber Eats—you’re looking at slashing $158,000 in interest over the life of the loan. That’s no joke.

Larry’s point is this: it’s not about giant lump-sum payments or extreme budgeting. The power is in the habit—small, steady contributions that snowball into massive results over time. It's a mindset shift. You're not depriving yourself—you're investing in future you, the one who owns their home outright years ahead of schedule.

If building equity faster and saving tens (or hundreds) of thousands without financial pain sounds appealing, the 3-6-9 rule might just be the smartest trick you’ve never heard of.