Canada's Home Buyers Tax Credit Explained (How Much Can You Actually Get Back?)

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Canada's Home Buyers Tax Credit is one of several programs available to first-time buyers... but how much does it actually put back in your pocket? In this video, certified Halifax mortgage broker Alex Lavender walks you through exactly how the credit works, what you can expect to receive, and where it stacks up against other programs available to Canadians.
Here's what we cover:

What the Home Buyers Tax Credit actually is and how it works
How much you can expect back (hint: up to $1,500)
Why this is a nonrefundable tax credit and what that really means for you
The exact line number to claim it on your tax return (line 31270)
How it stacks with other first-time buyer programs
Alex's honest take on where it ranks compared to other options
Why the Nova Scotia Down Payment Assistance Program is Alex's personal favourite

The bottom line: Every dollar counts when you're buying a home, but this credit works best when it's part of a bigger strategy. Knowing all your options is what makes the real difference.
📞 Want to see which programs you qualify for?
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⏱️ Timestamps:
0:00 – What is the Home Buyers Tax Credit in Canada?
0:24 – How the tax credit actually works
1:05 – When do you actually receive the money?
1:45 – How much can you get back?
2:27 – Nonrefundable vs. refundable: what's the difference?
3:28 – The exact line number to claim it (31270)
4:11 – How does it rank against other first-time buyer programs?
5:18 – Alex's favourite program for Nova Scotia buyers
6:22 – The real cost of buying a home (closing costs, deed transfer tax)

💬 Want Alex to rank ALL the best programs for buying a home in Canada? Drop a comment below saying YES and we will put that video together for you.
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https://alexlavender.ca/mortgages-for...
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Alex Lavender is an Accredited Mortgage Professional (AMP) and certified mortgage broker based in Halifax, Nova Scotia. Brokerage Licence #2021-3000150


Alex Lavender is a certified mortgage professional Brokerage Licence # 2021-3000150 This information is for educational purposes only and is not financial advice. Everyone's situation is different and you should always consult with certified professionals before making any financial decisions.