Chad's Perspectives: Pet Peeves!!!

Описание: I’ve been in the points & miles game long enough to remember when credit card bonuses were discovered, not recycled every week for clicks.

In this video, I’m airing out some pet peeves about credit card YouTube content—and credit cards in general that longtime enthusiasts quietly complain about but rarely say out loud.

If you’re tired of:

The same five cards being called “must-haves” every month

Creators pretending welcome bonuses are free money with zero trade-offs

Annual fees being hand-waved away like they’re Monopoly money

“Best card ever” titles that change every 30 days

And the idea that opening cards endlessly is somehow a personality

…then this one’s for you.

I talk about what actually matters after the intro bonus is gone:

Real earning power vs. theoretical value

Redemption friction nobody mentions

Why most people would be better off with fewer cards, not more

How banks—not creators—are winning this game

And why blindly copying someone else’s setup is usually a mistake

This isn’t anti-credit cards.
This is anti-hype, anti-noise, and pro-intentional strategy.

If you want a grounded, experienced take from someone who’s played this game long enough to see the cycles repeat—welcome.

Drop a comment if you’ve got your own credit card pet peeves. I know I’m not the only one.

Like, subscribe, and stick around for Chad’s Perspectives—where points, money, and common sense intersect.

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