Retirement Income Options for a £250k Pension: Drawdown vs Annuity vs UFPLS?

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Are you nearing retirement and wondering how to access your pension? In this video, we break down the key pension income options available to you, including annuities, pension drawdown, and UFPLS (Uncrystallised Funds Pension Lump Sum).

Follow Tom, a 60-year-old retiree, as he navigates his £250,000 pension pot and makes critical decisions about whether to prioritise guaranteed income or flexibility. Learn the pros and cons of:

🔹 Buying an annuity (standard vs inflation-linked vs joint-life)
🔹 Using UFPLS to take lump sums from your pension
🔹 Entering drawdown for flexible access and growth potential
🔹 Combining approaches for a hybrid retirement income strategy

📌 Chapters:
00:00 Intro
00:22 Meet Tom & His Pension Scenario
01:30 Option 1: Buying an Annuity
03:20 Inflation Adjusted, Joint-Life Annuities & Guarantee Periods
05:48 Option 2: UFPLS Explained
08:03 Option 3: Pension Drawdown
12:09 Final Thoughts & Tom's Approach
13:53 Other Factors To Consider (Separate Video)

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** DISCLAIMER **
The content in this video is provided for information and entertainment purposes and not financial advice. You must thoroughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek individual advice from a professional adviser.