Gift of Equity Rules by Loan Type

Описание: Gift of Equity Rules by Loan Type

Are you thinking about buying a home from a family member (or selling to your child) and wondering how a Gift of Equity works? You're in the right place.

In this video, we’re breaking down the Gift of Equity rules by loan type, so you’ll know exactly what’s allowed under FHA, VA, USDA, Fannie Mae, and Freddie Mac.

From who qualifies to give the gift to what documentation is required, this guide covers everything you need to keep your deal moving toward a smooth closing.

✔ What is a Gift of Equity and how it works
✔ Who qualifies as an eligible donor by loan type
✔ What your gift letter needs to include
✔ Mistakes that could delay (or deny) your loan

Whether you're using an FHA loan to buy your parents' house, helping your child with a down payment, or considering gifting equity to a relative, understanding the Gift of Equity rules is key to avoiding surprises at closing.

The decision to buy or sell a home shouldn’t be made lightly. Here at The Betz Team, we want to help make that decision easier by providing you with relevant, educational information about Dallas, Texas real estate and the Dallas, Texas real estate market!

Whether you’re looking for helpful tips about buying a home, selling a home, or the latest market statistics, we are here to offer support. The Betz Team is dedicated to helping homebuyers and home sellers achieve their goals, and if you have any real estate-related questions, don’t hesitate to reach out!

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Wade Betz
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The Betz Team
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