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Credit Score vs Mortgage Approval: What Banks Actually Look At
Автор: Financial Tradeoffs
Загружено: 2026-02-14
Просмотров: 4
Описание:
Think your 780 FICO credit score guarantees approval? Think again.
Banks now use hidden AI risk scores that analyze your cash flow, spending behavior, and income stability. Not just your FICO. One overdraft, volatile deposits, or layered risk can quietly kill your deal.
In this video, we break down how modern mortgage algorithms really work and how to groom your financial data to secure the lowest rate possible.
Disclaimer: Educational content only. Not financial or credit advice.
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