Superannuation Explained — Everything Australians Need to Know (2026)

Описание: Superannuation Guarantee (SG) Rate: 12% (effective from 1 July 2025)

Payday Super starts on 1 July 2026

Concessional Contributions Cap (2025–26): $30,000

Concessional Contributions Cap (2026–27): $32,500

Government Co-contribution: Receive up to $500 from the government if you're eligible.

Preservation Age: 60 (if you were born on or after 1 July 1964)


1️⃣ Log in to myGov and check your super balance.
2️⃣ If you have multiple super accounts, consider consolidating them.
3️⃣ Use the ATO YourSuper Comparison Tool to compare your current fund with others.
4️⃣ Consider starting salary sacrifice to help grow your retirement savings while potentially reducing your tax.

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