9 First-Time Home Buyer Programs | Learn with Zillow

Описание: The process of buying a home for the first time can be overwhelming - from finding a place that's the right fit for you to saving up for a down payment, budgeting for closing costs and everything in between. When it comes to figuring out your financing options, you don't have to do all the heavy-lifting alone. There are a wide range of resources to help you fund your down payment and ultimately get home, whether it's a grant designed to help reduce upfront home buying costs, lender credits, or a loan that offers more flexible qualifying guidelines.

If you haven't already, consider getting pre-qualified so that you can have a clearer picture on how much you may be able to afford, with your down payment taken into account. This won't affect your credit score and doesn't commit you to working with a lender. Then, conduct some research on your own or work with a mortgage professional so that you're familiar with the specific first-time home buyer programs or grants available in your area. Watch the video to find out about some options to help you get you started!

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https://www.zillow.com/learn/first-ti...

Additional Resources:

Get pre-qualified with Zillow Home Loans
https://www.zillow.com/homeloans/?utm...

Connect with a Local Agent
https://www.zillow.com/buy/?utm_campa...

See your BuyAbility
https://www.zillow.com/homeloans/buya...

Agent Finder
https://www.zillow.com/professionals/...

Zillow Learning Center
https://www.zillow.com/learn/?utm_cam...

DTI Calculator
https://www.zillow.com/mortgage-calcu...

Affordability Calculator
https://www.zillow.com/mortgage-calcu...

Mortgage Calculator
https://www.zillow.com/mortgage-calcu...

Zillow Learning Center First-Time Home Buyer Guide
https://www.zillow.com/learn/first-ti...

First-time Home Buyer Financing article
https://www.zillow.com/learn/first-ti...

Chapters:
00:00 - Intro
00:20 - 9 first-time home buyer programs
01:08 - Downpayment assistance
02:02 - Grants
02:48 - Closing cost assistance
03:09 - Discounts
03:33 - Interest reduction programs
04:06 - First-time home buyer loans
04:42 - State and local programs
05:01 - Programs for Native American buyers
05:10 - Penalty-free IRA withdrawals
05:40 - Zillow Home Loans - Get pre-qualified