Mutual Fund Fees Explained (The MER & Fund Facts Guide)

Описание: -- QUICK LINKS TO FUND FACTS --
Find your fund's information directly from Canada's "Big 5" Banks:
RBC: https://www.rbcgam.com/en/ca/products...
TD: https://www.td.com/ca/en/asset-manage...
BMO: https://fundfacts.bmo.com/RetailEngli...
CIBC: https://www.cibc.com/en/personal-bank...
Scotiabank: https://www.scotiafunds.com/en/home/i...

Are hidden fees eating away at your investment returns? In this video, we pull back the curtain on one of the most important but least understood documents in Canadian finance: the Mutual Fund Fact Sheet.

Welcome to The Wealth Blueprint Canada. This video is your complete guide to understanding mutual fund fact sheets. We'll show you exactly how to find these crucial 2-page documents for any fund in Canada and, more importantly, how to read them. We do a deep dive into the most critical number—the Management Expense Ratio (MER)—and explain the fund's investments, risk rating, and past performance. This is essential viewing for any Canadian investor who wants to make smarter, more informed decisions with their money.

-- TIMESTAMPS --
0:00 - The Most Important Document for Investors
2:39 - What is a Fund Facts Sheet?
5:33 - The MER: Finding the Hidden Fee
7:11 - What Am I Actually Invested In?
8:34 - Understanding the Risk Rating
9:59 - How to Read Past Performance
33:24 - Pro-Tip: Using Fund Codes to Find Your Fund

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DISCLAIMER

The information provided in this video is for educational and informational purposes only and should not be considered financial, tax, or legal advice. I am a financial professional, but I am not YOUR financial planner, accountant, or lawyer in the context of this video.

The content presented is based on my personal research, experience, and understanding of the subject matter as of the date of publication and is subject to change. The examples provided are for illustrative purposes only and do not guarantee any specific outcome.

Viewing this video does not create a professional-client relationship. You should always consult with a licensed and qualified professional for advice tailored to your individual situation before making any financial decisions.

#MutualFunds #InvestingCanada #FinancialLiteracy #MER #WealthBlueprint #FundFacts