The Most Important Year in Retirement: What to Do (and Avoid) in Year One | Deep Dive

Описание: 0:00 – Intro
0:44 – Retirement Isn’t a Vacation
3:04 – Track Spending Closely
5:01 – Build a Cash Reserve & Bucketing Strategy
7:23 – Optimize Social Security & Withdrawal Timing
9:17 – Stay Physically, Socially & Mentally Active
11:44 – Review Estate, Legal & Healthcare Documents
13:17 – Roth Conversions & Tax Planning
14:42 – Protect Against Fraud & Scams
16:28 – Medicare Enrollment Deadlines
17:04 – Rebalance Your Portfolio
18:44 – Common Retirement Mistakes
19:04 – Overspending in the Honeymoon Phase
20:27 – Selling in a Downturn
22:14 – Investing Too Conservatively
23:50 – Claiming Social Security Too Early
25:37 – Making Big Lifestyle Changes Too Fast
28:20 – Skipping Estate or Long-Term Care Planning
30:55 – Assuming Your Spouse or Partner Shares Your Vision
32:37 – The Emotional Side of Retirement
35:38 – Final Thoughts & Wrap-Up

Your first year of retirement sets the tone for the next 30. In this deep-dive guide, we walk through the smartest financial moves to make — and the biggest mistakes to avoid — in year one. From tax strategies and Social Security timing to cash flow planning, healthcare, and emotional well-being, this video is packed with practical steps and real-world insight. Whether you’re newly retired or just planning ahead, this is the retirement roadmap you’ve been looking for.

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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.

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