How Credit Cards Actually Work | Live Practical Training | Finonest
Автор: FINONEST INDIA
Загружено: 2026-02-05
Просмотров: 393
Описание:
In this class, Finonest India explains the complete credit card concept in a simple and practical way so you clearly understand how credit cards actually work in real life.
This session focuses on core fundamentals, not complicated banking language.
Topics covered in this class:
• What a credit card is and how it really works
• Credit limit, billing cycle, statement date, and due date explained clearly
• Minimum due vs full payment — and why minimum due is dangerous
• How interest is charged and how banks make money from credit cards
• EMI, revolving credit, and cash withdrawal concepts
• Late payment charges, penalties, and hidden costs
• How credit cards affect CIBIL / credit score
• Common credit card mistakes people make
• Smart and responsible use of credit cards
Who should watch this:
• Beginners and students
• First-time credit card users
• Anyone confused about credit card statements
• Finance learners who want strong product knowledge
📌 This is a concept-clarity class, not a promotional video.
If you understand the concept, you won’t fall into debt or misinformation.
👉 Subscribe to Finonest India and turn on notifications for more finance education.
This stream is created with #PRISMLiveStudio
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