Best News in 3 Years? | December 2025 Housing Market Update

Описание: Episode #385

Join the Future of Real Estate Investing with Fundrise: https://www.fundrise.com/bpmarket

Episode Show Notes:
https://lnk.to/onthemarketYT

Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?...

Grab Dave’s Book, Real Estate by the Numbers :
https://store.biggerpockets.com/produ...

Property Manager Finder: https://biggerpockets.com/findapm

2026 Mortgage Rate Predictions: This “X Factor” Could Change Everything:
https://www.biggerpockets.com/blog/re...

Connect with Dave and Our Panel of Expert Guests: Dave Meyer: https://www.biggerpockets.com/users/d... Henry Washington: https://www.biggerpockets.com/users/h... James Dainard: https://www.biggerpockets.com/users/j... Kathy Fettke: https://www.biggerpockets.com/users/k...


This could be the most encouraging sign for the housing market in years. It’s the final month of 2025, and the housing market has flipped from this time last year. Real prices are down, mortgage rates are near a percent lower, inventory is stabilizing, and affordability…it’s actually improving. But hints at a wave of underwater mortgages are making people nervous. With the number rising, is this the “distress” signal many have been waiting for?

We’re getting into it all: home price, mortgage rate, and inventory updates, plus a new seller trend that is causing serious confusion, and could be the final nail in the “housing market crash” coffin. With sellers doing what nobody expects, next year could get interesting.

More homeowners are falling “underwater” on their mortgages. Is this a 2008 repeat or just a blip on the real estate radar? Some economists are worried about rising delinquencies, but a high-level view of the data could point to an entirely different conclusion.

00:00 December Housing Market Update
01:48 Home Prices Keep Correcting
05:17 Mortgage Rates See Momentum
09:13 This is GOOD News
11:27 Sellers Do What No One Expects
18:38 Will Sellers Return?
21:14 “Underwater” Mortgages Spike, But…