Buying in a Corp? You Still Need This One Thing

Описание: BOOK YOUR COMPLIMENTARY STRATEGY CALL: Self-employed? Buying in a Corp? Let us structure your income so you actually qualify: http://streetwisemortgages.com/connect

ABOUT THIS VIDEO
A common misconception among investors is that if you buy a rental property in a Holding Company, you don't need to qualify personally.

This is false.

For residential properties (1-4 units), lenders always look at the person behind the corporation. If your personal income doesn't support the debt, the deal dies—even if the property makes money.

In Part 5, Dalia Barsoum breaks down exactly how lenders view your income. She explains the dangerous "Tax Trap" for self-employed investors (where write-offs kill your borrowing power) and shares how to use "Add-Backs" with alternative lenders to qualify for more.

We also cover:
The "Boring Down Payment" Rule: Why complex money trails raise red flags.
Investment Income: How to use dividends and interest to qualify.
The Employee vs. Self-Employed Checklist: Exactly what documents you need.

IN THIS VIDEO:
00:13 The Golden Rule: You must qualify personally (even for Corps)
01:30 The 3 Categories of Income: Employee, Self-Employed, Retired
02:10 The Self-Employed Trap: Gross Revenue vs. Net Income (Line 15000)
03:50 The "Add-Back" Strategy: How B-Lenders view business income differently 07:28 Using Investment Income (Dividends) to qualify
08:26 Pro Tip: Keep your down payment "Boring" (Avoid the shuffle)

GET THE FINANCING ROADMAP: Don't let your accountant ruin your mortgage approval. There is a balance between saving on taxes and maximizing your borrowing power. Contact us to find that balance.

📧 Email: [email protected] 🌐 Website: www.streetwisemortgages.com

#SelfEmployedMortgage #RealEstateInvesting #TaxTips #HoldingCompany #StreetwiseMortgages #MortgageQualification #DownPayment