Let's Talk About Money | International Students | Episode 8

Описание: Hey everyone, so let's talk about money! I know It can be difficult to manage your finances as an international student, trust me, I've been there. However, with some basic planning and understanding, you will not only have enough money for utilities and other expenditures but also reward yourself once in a while.

One of the top struggles of students (especially international students) is saving money and trying not to spend too much. Being a student who is living and studying away from home, you should try and save as much money as possible as studying overseas can be an expensive process. Understand the difference between your wants and needs. If you are confused, make a priority list and spend accordingly.
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Timestamps
0:58 - Video overview
1:20 - Opening a bank account
4:08 - Documents you need to open up a bank account
4:44 - Creating a budget
6:00 - Be Smart With Your Money
7:14 - Make a priority list
7:42 - Working Part-time
8:25 - Take advantage of your student status
8:50 - My top 10 money tips

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Extra Resources

1. Textbooks
Did you know the average student spends $1.1k a semester on these? 😱

📚 Rent or Buy Cheap Textbooks (and sell too!)

Amazon: Use Prime Student (6 month free trial, then 50% off) for free 2-day shipping. Can also trade in books for Amazon gift card.

Chegg: 21-day risk free returns.

eCampus.com: Earn points & redeem rewards. 25-day money back guarantee.

ValoreBooks: 30-day money back guarantee.

Others: Textbooks.com, CampusBookRentals, Half.com, Alibris


🆚 Compare Textbook Prices & Options

BookScouter.com: Compare prices from over 30 different websites.
Occupy the Bookstore: Chrome extension to compare prices directly on college bookstore websites.
BIGWORDS: Compare prices from all the best online stores at once. Can save you up to 90% from list prices.
Others: BookFinder.com

🆓 Free Textbooks
OpenStax: Free peer-reviewed college textbooks online.

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💰 Get Cashback & Rewards for Shopping 💰

Ibotta (iOS, Android): Get cashback on everyday purchases by claiming offers and taking photo of receipts. $10 welcome bonus, $5 referral bonus!

Shopkick (iOS, Android): Walk into stores & open app to earn points. Earn extra points by scanning receipts or buying with linked cards. Redeem for digital gift cards.

Ebates (web, iOS, Android): Get cashback on purchases online and in stores. Purchase through Ebates. Receive a “big fat check” every 3 months via mail or PayPal. Get $10 welcome bonus if you spend at least $25 in first 90 days.

Drop (iOS, Android): Link your credit/debit cards via bank account, and automatically earn points when you spend at brands on Drop (like Uber). Redeem for digital gift cards.

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Money Management

🏦 Find The Best Checking Account
Did you know that the average checking account charges $10-$12 in monthly fees… adding up to $144 a year?! 😡 (via Nerdwallet)

NerdWallet Comparison Tool: Pick different criteria to compare different checking accounts for college students and find the best one for you.

💡 Checking Account Tips
Student Guide to Checking Accounts (Simple Dollar)
What Is a Debit Card? (Simple Dollar)

💰 Find The Best Savings Account
Nerdwallet Comparison Tool: Pick different criteria to compare different saving account options and find the best one for you.
💡 Savings Account Tips
The Best Savings Accounts for Students (The College Investor)
Pros and Cons of Online Savings Accounts (GOBankingRates)
7 Tips for Choosing Savings Accounts when Interest Rates Rise (Bankrate)

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📱 Manage Your Spending & Saving
Pluto Money (iOS, Android coming soon): For those that want a low-effort but engaging & approachable way to manage money. Free.

Wally (iOS, Android): For those that want to manually input transactions to track their money. Has basic budgeting features, detailed & customizable spending categories, and automatic location-detection for recorded transactions. Can scan receipts. Free.

Truebill (web, iOS, Android): Track your bills, other recurring charges like subscriptions, and bank fees — automatically. Easily lower your bills and cancel subscriptions through the service.

Splitwise (web, iOS, Android): Share bills and IOUs with friends, roommates, anyone. Make sure everyone (especially yourself) gets paid back. It even sends you email reminders so nothing slips through the crack. Free.

Let's connect
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E-mail for business inquiries- [email protected]