Roof Insurance Claims: Deductibles, ACV vs RCV, and What Homeowners Must Know

Описание: 🎙 About This Episode
Before filing a roof insurance claim, there are critical things every homeowner needs to understand.

In this video, we explain what to check before you file a storm damage insurance claim, including how long you have to file, how to confirm the storm date, what your deductible really means, and the difference between ACV vs RCV insurance policies.

We also discuss why “eating the deductible” is insurance fraud, how high deductibles impact your out-of-pocket costs, and why understanding your policy coverage, including code upgrade coverage, is essential before starting the claim process.

Topics covered:
• How long you have to file a roof insurance claim
• How to find your storm date
• What your insurance deductible means
• ACV vs RCV explained
• What is depreciation in insurance claims?
• Why contractors cannot legally waive deductibles
• Why code coverage matters
• How to decide if filing a claim is worth it

If you’re seeing storm damage, missing shingles, or neighbors getting new roofs, this video will help you make a smart, informed decision before contacting your insurance company.

🎯 Get a Free Estimate for Your Next Project! https://www.uhqconstruction.com
Ready to transform your home with top-quality siding and construction services? Click below to schedule your free estimate with UHQ Construction today:

🛠 About UHQ Construction
UHQ Construction is your trusted partner for top-quality home improvement and siding projects. We specialize in delivering unrushed, honest quality that stands the test of time. Learn more about our services and see how we can help you transform your home:

👉 Visit us: https://www.uhqconstruction.com

🌟 Connect with Us on Social Media
Stay updated with the latest news, projects, and podcast content by following us on social media:

Facebook:   / uhqconstruction  
Instagram:   / uhq_construction  

🔔 Subscribe for More Content
Don’t miss out on expert insights, inspiring stories, and valuable tips from UHQ Talks Podcast. Hit the subscribe button and turn on notifications to stay in the loop!