PPF କଣ? ଓଡ଼ିଆଙ୍କ ପାଇଁ Best Investing Plan | PPF Account & Benefits in Odia | Tushar Mohapatra

Описание: 💡 PPF (Public Provident Fund) ହେଉଛି Indiaର ସବୁଠାରୁ safe, secure, tax-free ଏବଂ long-term investment plan. ଏହି ଭିଡିଓରେ ଆପଣମାନେ PPF Account Opening ଠାରୁ Maturity ପର୍ଯ୍ୟନ୍ତ ସମସ୍ତ rules, benefits, withdrawal system, loan facility ଏବଂ tax advantages ସବୁ detail ରେ ଜାଣିପାରିବେ।

🎯What You Will Learn in This Video (Complete Odia Guide)
🔹 1. PPF କ’ଣ ଏବଂ କାହିଁକି Odishaର ଲୋକଙ୍କ ପାଇଁ Best?

✅Govt-backed 100% सुरक्षित plan
✅Tax-free interest
✅Long-term wealth creation

🔹 2. PPF Account Opening Process

✅କେଉଁଠି ଖୋଲିହୁଏ? (Bank + Post Office)
✅KYC documents
✅Minimum vs Maximum deposit

🔹 3. PPF Interest Rate Explained

✅କେମିତି interest calculate ହୁଏ?
✅Monthly contributionର smart strategy

🔹 4. Loan Facility from 3rd to 6th Year

✅କେତେ loan ମିଳେ?
✅Interest rate କେତେ?
✅Repayment rules କଣ?

🔹 5. Partial Withdrawal from 7th Year

✅50% withdrawal rule explained
✅କେଉଁ year’s balance ଉପରେ calculate ହୁଏ?
✅Emergency ରେ କିପରି helpful?

🔹 6. PPF Lock-in Period & Maturity Rules

✅15 years complete ହେଲେ options
✅Extend କରିପାରିବେ କି?
✅Withdraw vs Continue with deposits

🔹 7. Tax Benefits (80C + Tax-Free Returns)

✅କେତେ tax बचत?
✅Why PPF is better than FD for long-term?

💡 Why This Video is Important for Odisha Viewers?

Odishaର middle-class family, students, job holders, small businessmen ପାଇଁ PPF ହେଉଛି zero-risk + tax-free + guaranteed return ଦେଇଥିବା best plan।
ଏହା future security ପାଇଁ ଗୋଟିଏ perfect investment।

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