Bajaj Housing Finance - Stock Analysis | Still Overvalued at PE of 40? | Latest Updates

Описание: Bajaj Housing Finance made its debut in the Indian share market in 2024, and in this video, I talk about the journey of this stock since listing 📉. Shares of Bajaj Housing Finance have moved in a downtrend, falling almost 40% from their all-time high! I share my personal approach to valuing Bajaj Housing Finance and similar companies - this is pure analysis, not a buy/sell recommendation. Aaj ki video mein, I break down business structure, revenue sources, and the challenges Bajaj Housing Finance faces from banks and within the market itself 🏦.

India's housing finance sector is evolving rapidly, with Bajaj Housing Finance, LIC Housing Finance, Aavas Financiers, and PNB Housing Finance all competing for market share. The video also covers how asset quality, cost of funds, and changing demand in affordable housing impact Bajaj Housing Finance. Peers, competition, and changing regulatory trends ka full discussion mil jayega.

Looking ahead, I discuss management's growth guidance, cut in AUM targets, and how current market conditions may affect Bajaj Housing Finance share price. Plus, a little technical analysis for those watching the stock trends in 2025! If you are interested in Bajaj Housing Finance share analysis and the latest news, you'll definitely want to check this out 🔎.

✅ Housing Finance vs Banks – Key differences
✅ Bajaj Housing Finance’s 4 revenue sources
✅ Intense competition from PSU Banks (low loan rates!)
✅ Growth guidance cut, weak short-term outlook
✅ Valuation and PE Ratio compared to peers
✅ Technicals: support zone, price consolidation
✅ Bigger picture: long-term prospects for India’s real estate market

Stock Name – Bajaj Housing Finance Limited
Market Cap – ₹55,000 crore (approx)
Ticker Symbol – BAJAJHFL
Listed On – BSE, NSE
Sector/Industry – Housing Finance/NBFC
Peers – LIC Housing Finance, Aavas Financiers, PNB Housing Finance, etc
Indices its a part of – Nifty Financial Services, Nifty 500, etc

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⚠️ Disclaimer:

Rohit Tripathi is registered with SEBI as an Individual Research Analyst vide Registration number INH000022543 dated August 6, 2025, and provides Research Analyst services to his clients. The content shared here is purely for knowledge purposes and should not be treated as investment advice or opinion of any kind. Neither Rohit Tripathi nor any associated marketing agents shall be held liable for losses incurred by viewers acting upon this content.

Investments in securities are subject to market risks, and investors are advised to read all related documents carefully before investing. Registration granted by SEBI and certification from NISM do not in any way guarantee the performance of the intermediary or assure returns.

Any views or suggestions expressed on specific positions must not be considered as advice, and Rohit Tripathi shall not be liable for any losses arising from reliance on such opinions. Further, no representation, warranty, or guarantee is made regarding the accuracy, completeness, or timeliness of information (including news, prices, statistics, or analysis) provided, and no liability shall arise for any decision made on such information. The securities mentioned are only for illustration purposes and are not recommendatory.

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⏱ Timestamps:

00:00 - Intro
00:48 - Housing Finance vs Traditional Banks
04:42 - BHFL’s 4 Revenue sources
06:42 - Growth Potential of India’s Housing Market
09:37 - FY26 Guidance & Expectations
11:42 - Valuation
13:44 - Technical Analysis

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Resource Credits - Canva Pro, Envato Elements, PixaBay, PixaHive.
Research Tools - Screenr, TickerTape, Groww, Google Finance, and Google News

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