5 Tax Moves to Do before Dec 31

Описание: There’s still time to lower your 2025 taxes - even if it’s already December. The financial choices you make in these final weeks of the year can help reduce your tax bill, strengthen your retirement plan, and give you more control heading into 2026.

In this video, Certified Financial Planner and Boldin’s Head of Support, Mike Pappis, shares five smart year-end tax moves you can still make - even now! From adjusting your 401(k) contributions to making more tax-efficient charitable gifts, these are the same strategies financial planners help their clients with every December. And yes, they really do move the needle.

Whether you’re retired, still working, or planning ahead, this checklist of tax-saving ideas is designed to help you take action before December 31. You don’t have to do all five - even one or two can make a meaningful impact on your finances and your future.

🔑 Key topics discussed:
✅ Year-end tax moves retirees often miss
✅ How to boost 401(k) contributions before your final paycheck
✅ HSA and FSA checkups that could save you money
✅ Using tax-loss or tax-gain harvesting to lower your tax bill
✅ When to consider a Roth IRA conversion
✅ How to make charitable giving more tax-efficient
✅ Real examples using the Boldin Planner

⏱️ Timestamps
00:00 Intro
01:25 Boost 401(k) contributions
04:50 HSA + FSA review
07:28 Harvest capital gains and losses
09:50 Consider a Roth conversion
12:51 Smarter charitable giving
15:29 Final thoughts

✅ Try the Boldin Planner free to see how these moves could impact your plan: https://go.boldin.com/ktmew3
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