🎥 Medical Debt, Risk & Reality + 🧠 Rethinking Health Insurance | LimitlessLive Ep. 20 with Eric Ager

Описание: In this episode of LimitlessLive, we sit down with Eric Ager, health insurance advisor, to unpack one of the most misunderstood parts of the healthcare system — and why insurance should be viewed as protection, not a health strategy.

Eric shares his unexpected path into the insurance world, including how a personal experience with his family completely reframed his view of what an insurance agent’s role should be. Together, we explore why both physical therapy and health insurance are often “grudge purchases,” and how the real value shows up not in the transaction, but in the relationship and guidance when things go wrong.

We dive into why having insurance isn’t about frequent doctor visits or “getting your money’s worth,” but about creating a ceiling on financial risk when life throws the unexpected your way. Using clear analogies — including car insurance and routine maintenance — this conversation reframes insurance as a safety net for catastrophic events, not a roadmap for long-term health.

The episode also tackles common misconceptions around “voting with your wallet,” medical debt, and why many people unknowingly expose themselves — and their families or businesses — to unnecessary financial risk by opting out entirely. For business owners, solo-preneurs, and anyone navigating healthcare with skepticism or confusion, this is a grounded, honest discussion about responsibility, education, and taking ownership of your health decisions.

LimitlessLive is a video podcast by Limitless Therapy & Wellness, where we have thoughtful conversations with healthcare professionals and industry experts. Our goal is to challenge oversimplified narratives, cut through confusion, and help people make informed decisions about their health, movement, and long-term well-being.

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