Your 401k Might Be Your Biggest Retirement Mistake If You Have a Pension

Описание: If you have a pension and a large 401k balance, you could be sitting on a massive tax problem in retirement without even realizing it. In this video, Joe breaks down why the traditional advice of deferring taxes can backfire for high savers and walks through seven practical strategies you can start using today to reduce taxes, control income, and protect your retirement. We cover why most people with pensions are not in a lower tax bracket in retirement, how Roth strategies can create flexibility, and how smart planning around Social Security, pensions, and investments can save you hundreds of thousands over time. If you hate taxes, have done a great job saving, and want to make sure Uncle Sam does not get more than his fair share, this episode is for you.

📞 Schedule a call with our team:
https://peakretirementplanning.com/sc...

🎥 Subscribe to our channel:
https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”:
https://keap.page/bsd964/toolkit-yout...

🟥 Read our latest article featured in Kiplinger:
https://www.kiplinger.com/retirement/...

#retirement #taxplanning #pension

Timestamps:
00:00 Why your 401k could be a problem
02:59 - Point 1 Use Roth contributions inside your 401k
04:04 - Point 2: Fund a Roth IRA or backdoor Roth
05:10 - Point 3: Delay Social Security strategically
06:27 - Point 4: Understand your pension options
09:26 - Point 5: Use tax location and asset placement
11:37 - Point 6: Charitable strategies to lower taxes
13:21 - Point 7: Roth conversions
14:36 - Request "I Hate Taxes" and share with your friends

Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.