SBM novio Rupay Credit Card Review | Best Lifetime Free Card for Students (2026)

Описание: The SBM novio is a lifetime free Rupay card for students with no income proof.
In this video, we review the SBM novio Rupay Credit Card, arguably the best credit card for students and beginners in India right now. As a secured credit card issued against a Fixed Deposit (FD), it requires no income proof and no CIBIL score approval. You can start with an FD as low as ₹2,000 and get a credit limit of 90%.

🔗SBM novio Rupay Credit Card Apply - https://get.novio.in/j84P/kctz0db2

Key Features of SBM Novio Card:
Lifetime Free: No joining or annual fees.
UPI Enabled: Link this Rupay card to Google Pay/PhonePe for scan-and-pay convenience.
Rewards: Earn Novio Coins on UPI spends and get 10X rewards on fuel.
Credit Builder: The perfect tool to build your CIBIL score from scratch.
Welcome Offers: Discounts on Swiggy, Amazon and BookMyShow.
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#SBMNovio #UPI #RupayCreditCard #LifetimeFreeCard
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Chapters:
00:00 Eligibility
00:41 Joining Fees, Joining Benefits and Credit Limit
01:43 Rewards Rate
02:09 Redemption Option
02:22 Exclusions
02:30 Special Benefits
03:21 Lounge and Forex Benefits
03:59 My Opinion of SBM novio Rupay Card

Disclaimer:
Some of the links above may be affiliate links which may give me commission if you apply via these links.
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