How to Fix Credit to Buy A House
Автор: Great Credit Blueprint
Загружено: 2017-01-09
Просмотров: 51
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The Fair Credit Reporting Act gives you the ability to dispute inaccurate and unverifiable accounts on your credit report to have them deleted permanently.
To start your dispute process you’ll first want to get a copy of your credit report, you can get a copy of your credit report and the same credit scores lenders use here
www.GreatCreditBueprint.com/Reports.
Once you have your credit report you’ll want to find and list your derogatory items, next prepare a list of the credit bureau disputing your account for different reasons such as the account is in yours, the account wasn’t paid late the balance is incorrect the account numbers incorrect, etc.
Any dispute letter you mail to the credit bureau is broken down to reason code, meaning your creditor only sees the reason you are disputing the account, not other information you may include in your letters, so other wording beyond your name, address, date, of birth Social Security Number and disputed account name and number doesn’t really matter.
Mail your letter to the credit bureaus and expect to wait 45 days for your response, you should get back a results letter showing your accounts have been verified, updated, or deleted.
For any accounts that are verified or updated dispute them again for another reason you believe they may be inaccurate.
Continue this process and you’ll remove most of your inaccurate and unverifiable accounts from your credit report.
For accounts that may not get deleted you want to consider using advanced disputes, including disputes to your creditors demanding verification and validation of what they’re reporting, you should also get a $5,000 credit limit jewelry card at www.GreatCreditBlueprint.com/newcredit that’s designed for credit rebuilding, you can get approved regardless of your personal credit quality.
This the best and fastest way to improve your credit score because the very high limit usually results in a fast and significant increase to your credit scores.
Like this video and subscribe now for more even more tips and tactics on improving your credit, for the exact blueprint and dispute letters and tactics you’ll want and need to get the best results,
visit www.GreatCreditBlueprint.com to get the excellent credit you deserve to have.
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