The Ultimate Guide to SBA Acquisition Financing [Comprehensive 2025]

Описание: Thinking about buying a business with an SBA loan? There’s a lot to know before you dive in. From pre-approvals to closing costs, getting a deal done isn’t always as straightforward as it seems.

In this video, I’ll break down the 10 key things you need to know about SBA business acquisition loans—including a common mistake that can kill your deal before it even starts. 🚨

Here’s what we’ll cover:
1️⃣ Buyer pre-approvals – What lenders look for before giving the green light.
2️⃣ Collateral and personal guarantees (PGs) – How much skin you need in the game.
3️⃣ Seller financials – Why they matter and the red flags to watch for.
4️⃣ The pre-approval checklist – Everything you need before submitting a deal.
5️⃣ Equity injection – How much you need to put down (and where it can come from).
6️⃣ Rates, terms, and closing costs – What to expect and how to prepare.
7️⃣ Working capital – Why it’s critical and how much you’ll need.
8️⃣ Addbacks – What can (and can’t) be added back to boost cash flow.
9️⃣ What can kill a deal – The most common reasons SBA loans fall through.
🔟 Process and timeline – How long it really takes to close.

I’ve worked on thousands of SBA deals, and I’ve seen buyers make costly mistakes. I’m here to help you avoid them.

💬 Have a question about SBA loans? Drop a comment—I might make a video about it!

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To get in touch, go to www.sbaray.com