Seniors Cost of Living - Elisa at Senior Savings Network

Описание: ✔️ Our site: https://SeniorSavingsNetwork.org (Secure)
1-800-729-9590

In this conversation, Christopher sits down with Elisa Peinado from Senior Savings Network to talk about what many seniors are feeling right now but may not know how to address.

Elisa shares what she has been hearing directly from clients over the past year, including rising living costs, higher health care expenses, and growing confusion around Medicare choices. The discussion covers why many Medicare Advantage plans are becoming harder to use, what happens when doctors leave networks, and where financial risk often shows up during hospital stays.

They also explain how Medicare Supplement plans work differently, when hospital indemnity coverage may help, and why employer-sponsored retirement health plans do not always provide the stability retirees expect.

Beyond health coverage, the conversation touches on broader financial concerns, including savings growth, interest rate changes, CDs, required minimum distributions, and why diversification and guarantees matter later in life.

This video is meant to educate, not sell. It is about helping seniors understand their options, avoid surprises, and make informed decisions with clarity and confidence.

If you or someone you care about is approaching Medicare or already enrolled and feeling uncertain, this discussion may help put the pieces together.

Subscribe to the channel for ongoing Medicare education and updates, and share this video with anyone who could benefit.

00:00 Introduction
00:20 Rising costs
01:24 Enrollment rush
01:36 Plan losses
02:18 Financial risk
02:24 Hospital costs
02:55 Indemnity plans
03:48 Indemnity cost
04:22 Employer plans
05:18 Network limits
05:59 Employer changes
06:21 Medigap option
06:55 Medigap stability
07:44 Supplement costs
08:02 Plan reviews
08:48 Savings concerns
09:27 Guaranteed growth
10:19 CDs and taxes
10:37 RMD basics
11:07 Market risk
11:40 Guarantees
12:33 Our approach
13:05 Elisa’s story
14:48 Helping clients
15:15 Closing

𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗮𝗽𝗽𝗹𝘆 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲?
http://HowToStartMedicare.com

𝗡𝗲𝘄 𝘁𝗼 𝗣𝗮𝗿𝘁 𝗕 𝗼𝗳 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 (𝘁𝘂𝗿𝗻𝗶𝗻𝗴 𝟲𝟱 𝗼𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗹𝗮𝘁𝗲𝗿)?
http://SeniorSavingsNetwork.org/opene...

𝗢𝗻 𝗮 𝗦𝘂𝗽𝗽𝗹𝗲𝗺𝗲𝗻𝘁 𝗼𝗿 𝗻𝗲𝗲𝗱 𝗼𝗻𝗲, 𝗯𝘂𝘁 𝗻𝗼𝘁 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗶𝗻𝗶𝘁𝗶𝗮𝗹 𝗲𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗽𝗲𝗿𝗶𝗼𝗱?
http://SeniorSavingsNetwork.org/under...

𝗔𝗻 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗰𝗹𝗶𝗲𝗻𝘁 𝗼𝗳 𝗦𝗲𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗡𝗲𝘁𝘄𝗼𝗿𝗸 𝗮𝗻𝗱 𝘄𝗶𝘀𝗵 𝘁𝗼 𝗿𝗲𝘃𝗶𝗲𝘄 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻?
(Note, Supplements do not ever change, but the market does and we might save money.)
http://SeniorSavingsNetwork.org/renewal

👍🏻 HELPFUL LINKS 👍🏻

𝗢𝗻 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗗𝘂𝗲 𝘁𝗼 𝗗𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 - 𝗪𝗵𝗮𝘁 𝗣𝗹𝗮𝗻𝘀 𝗔𝗿𝗲 𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲?
http://MedicareOnDisability.com

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙋𝙡𝙖𝙣 𝙉 𝙈𝙚𝙙𝙞𝙘𝙖𝙧𝙚 𝙎𝙪𝙥𝙥𝙡𝙚𝙢𝙚𝙣𝙩?
http://PlanNMedicare.org

𝗛𝗼𝘄 𝗱𝗼 𝗜 𝘀𝗲𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗽𝗹𝗮𝗻𝘀?
http://MedicareAdvantageNearMe.com

𝐖𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐛𝐞 𝐜𝐨𝐧𝐜𝐞𝐫𝐧𝐞𝐝 𝐚𝐛𝐨𝐮𝐭 𝐰𝐢𝐭𝐡 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 𝐩𝐥𝐚𝐧𝐬?
http://AllAboutMedicareAdvantage.com

𝐂𝐡𝐫𝐢𝐬, 𝐇𝐨𝐰 𝐃𝐨 𝐘𝐨𝐮 𝐆𝐞𝐭 𝐏𝐚𝐢𝐝?
http://HowDoYouGetPaid.com

𝐓𝐡𝐞 𝐆𝐚𝐬𝐨𝐥𝐢𝐧𝐞 𝐑𝐞𝐛𝐚𝐭𝐞 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 𝐂𝐡𝐫𝐢𝐬 𝐓𝐚𝐥𝐤𝐬 𝐀𝐛𝐨𝐮𝐭:
http://SeniorSavingsNetwork.org/gas

If you know anyone with a plan decision to make, please have them 𝗰𝗮𝗹𝗹 𝗺𝘆 𝗼𝗳𝗳𝗶𝗰𝗲.
1-800-729-9590
We can't help everyone, but we certainly try!

Thank you!
Christopher Westfall​

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