THE 2026 HOUSING SURGE

Описание: The 2026 Housing Surge! Home Sellers Outnumber Buyers by 47% — Is 2026 the Turning Point? The "Sweet Spot" for the Florida housing market has officially arrived. We are seeing a rare alignment: interest rates hitting a three-year range-bound low, home sellers outnumbering buyers by 47%, and major news regarding Citizens Property Insurance rate cuts. If you’ve been waiting for a sign to jump back into the market, the December data shows that the momentum is finally shifting in favor of the consumer. Also finally some Homeowners Insurance Help!

In this video, I break down why the 2026 forecast is looking like a 5-million-transaction year. We look at the Redfin data showing record buyer bargaining power and how Governor DeSantis’s insurance initiatives are driving down premiums for over 330,000 Floridians. Plus, we discuss the upcoming shift at the Fed and what it means for your mortgage payment.

This Week’s Highlights:
📰 47% More Sellers: Why buyers have record negotiating power right now.
📉 Insurance Relief: Citizens Property Insurance announces an 8.7% average rate cut.
📈 Sales Surge: Existing home sales jumped 5.1% in December.
🏠 Flood Insurance Update: What you need to know about the 2027 mandate.

Timestamps
00:00 – Intro 00:45 – The 47% Seller Surplus & Buyer Bargaining Power
02:15 – Why Inventory remains low despite the "Buyer's Market" label
03:30 – Rate Forecast: Range-bound at 6% and Jerome Powell’s exit
05:10 – Florida Citizens Insurance: The 8.7% Rate Cut Breakdown
07:20 – Important: The 2027 Flood Insurance Requirement
08:45 – Market Momentum: Hitting the 4.3M Transaction mark
10:15 – Final Strategy: Why waiting for lower rates might cost you more

🌟 Buyer & Realtor Resources: Apply Online: https://midfloridamortgage-rr.my1003a... Best Mortgage Deal Guide:    • Where are Rates:  How to shop and get the ...   See Zillow Reviews: https://www.zillow.com/lender-profile... Meet the Team: http://meetraycerobinson.com/

📍 We Serve These Florida Cities: Orlando, Oviedo, Winter Park, Kissimmee, Windermere, Apopka, Daytona Beach, St. Cloud, and more.

📞 Contact Rayce Robinson & Mid Florida Mortgage Professionals: 321-377-4211 | [email protected] NMLS 322615 | www.raycerobinson.com 235 S Central Ave, Oviedo FL 32765

📝 Disclaimers:
This video is for informational purposes only and is not personalized financial advice. Music/video clips fall under Fair Use. Data Source:    • Journey - Don't Stop Believin' (Escape Tou...   Journey - Don't Stop Believin' (Escape Tour 1981: Live In Houston)
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