Dealing With Market Declines In Retirement

Описание: When investment markets decline and you start to see the value of your pensions and investments fall, it is a signficiant test for any investor. If you are accumulating wealth, market declines should be welcomed. But when it comes to living on withdrawals from an invested pot of money, market downturns, and prolonged periods of lower returns can have a major impact on the longevity of your funds.

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In this video I talk about the reality that comes with investing throughout retirement and look at a few practical tips you might consider to help address this.

Chapters:
00:00 - Intro
00:31 - Acceptance
02:37 - Understanding Sequence Risk
06:52 - Cash Reserve
10:25 - Diversify
12:30 - Guaranteed Income Base (with annuity example)
14:11 - Tune Out The Noise

Disclaimer: This video is for guidance and entertainment purposes only and should not be seen as financial advice. Any opinions presented are my own and not representative of any firm. Any figures shown are purely for illustrative purposes. Your capital is at risk when you invest and you can get back less than originally invested. Taxation/legislation references based upon my understanding and legislation is subject to change. Always seek personalised advice tailored to your own circumstances and objectives.