【澳洲房产】来了澳洲20年，最后悔的8个财务决定！从留学到移民到创业，每个坑都是血泪教训【澳房策404】

Описание: #RBA #房产投资 #加息
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我在澳洲住了20年。如果你问我哪项投资赚钱最多，我还得想想。但如果你问我最后悔做过什么财务决定，我能马上列出一大堆，而且能清清楚楚按时间和损失金额排序。为什么记得这么牢？因为印象太深了。赚到的钱让你开心一阵子，但踩过的坑、亏过的钱、错过的机会，那种后悔的感觉会跟着你很多年。尤其是那些本来可以避免的错误，每次想起来都想自己抽自己。今天这期影片不讲什么高大上的理论，我就想用我自己真实踩过的8个坑来提醒你。有些决定，错一次就可以毁掉你10年、20年的积累。我算过一笔账，这8个坑加起来，我少赚了多少钱？保守估计，七位数澳元。如果你是在澳洲生活的华人，正在投资买房准备退休，那这期影片你一定要看到最后。因为我敢说，这8个坑里面，至少有3个你正在踩，只是你自己还不知道。

00:00 20年血泪8大坑
01:16 1.圈子决定命运
02:49 2.华人圈里坑最深
04:13 3.消费主义金手铐
06:17 4.公寓投资的教训
09:17 5.搬家搬穷了
10:50 6.税务盲区最烧钱
12:36 7.听消息炒股最贵
14:20 8.退休规划太晚醒
16:27建立全局观

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