Why Your Build Loan Feels Pricey—And Isn’t a Scam
Автор: Rick Kahler
Загружено: 2025-12-04
Просмотров: 6
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Building a home triggers both emotional stress and higher loan pricing, which can lead borrowers to wonder, "Am I getting played?" In fact, uncertainty, the need for constant oversight, and strict capital rules make construction loans a different animal entirely. When you understand what it takes for a bank to fund a project that begins with blueprints and bare ground, that extra two percent reads less like a rip-off and more like the price of transforming chaos, risk, and hope into a finished home.
Rick Kahler, CFP, is a fee-only financial planner and financial therapist with a nationwide practice based in Rapid City, South Dakota. His co-authored books include “The Financial Wisdom of Ebenezer Scrooge” and "Coupleship Inc.” Learn more at http://www.kahlerfinancial.com.
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