🚫💸 Mr 4% is now Mr 5% | Bill Bengen | 111

Описание: In this episode we welcome the legendary Bill Bengen! He is the creator of the infamous 4% rule that is referenced in any quality conversation about retirement and withdrawal rates. There's been spirited debates and lengthy discussions about Bengen's research but there is no one better than the man himself to weigh in on what he thinks about it 30 years later. We talk about the evolution of Bengen's research, his thoughts on market timing vs. managing risk, and he gives us a preview of his upcoming book geared toward consumers.

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🌐 Bill Bengen Wikepedia page
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Bill Bengen on Kitces podcast/blog:
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🕒 TIMESTAMPS / CHAPTERS:
00:00 Dreams of Space Exploration
00:40 Navigating Market Risks
01:14 The Birth of the 4% Rule
02:12 Introduction to Bill Bengen
04:15 Bill Bengen's Career Journey
06:27 The Evolution of Financial Planning
10:20 The 4% Rule Explained
18:10 Modern Financial Strategies
31:20 Accumulation vs. Retirement Goals
31:52 The 4% Rule and Nest Egg Calculation
32:34 Market Timing and Risk Management
33:19 Managing Client Portfolios
35:25 Transitioning Out of Financial Advising
37:28 Current Portfolio Management Strategies
38:27 Financial Forecasting and Predictions
40:30 The Evolution of Financial Planning
42:11 Upcoming Book and New Research
48:48 Advice for Late Starters
51:31 Personal Reflections and Final Thoughts

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