Are You Making These Common Retirement Planning Mistakes?

Описание: ⚠️ Are small retirement planning mistakes quietly costing you thousands in taxes and missed opportunities?

From Social Security timing to Required Minimum Distributions (RMDs), many investors unknowingly make decisions that can permanently impact their retirement income.

In this episode of The Point Podcast, host Landis Wiley sits down with Allen Wallace, Chief Investment Officer at Basepoint Wealth, to break down the most common retirement planning mistakes they see—and how thoughtful planning can help protect your long-term financial future.

🔍 In this episode, we cover:
✅ Social Security timing mistakes and when claiming early may (or may not) make sense
✅ The hidden tax impact of Required Minimum Distributions (RMDs)
✅ Medicare IRMAA surcharges and how income affects your premiums
✅ Pre-tax vs. Roth retirement accounts and why tax strategy matters
✅ Why “one-size-fits-all” retirement advice can be misleading
✅ How retirement decisions affect your spouse and long-term legacy

💡 This conversation walks through key retirement milestones—ages 55, 62, 65, and RMD age—and explains why planning ahead can mean keeping more of your money instead of sending it to the IRS.

🎙️ Hosted by: Landis Wiley
🎓 Featuring: Allen Wallace, CIO – Basepoint Wealth
📍 Serving Iowa & the Midwest
🌐 Learn more: BasepointWealth.com

#RetirementPlanning #SocialSecurity #RMDs #MedicarePlanning #TaxStrategy #FinancialPlanning #WealthManagement #ThePointPodcast #BasepointWealth

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover.
Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.