The Big Mistake You Are Making With Your Retirement Planning Spreadsheet

Описание: In this video, I discuss the big mistake you might be making with your retirement planning spreadsheet. Many people use fixed-rate return assumptions for their growth rates, but investment markets don’t go up in a straight line. While the average return might be 3%, 5%, or even 7% per annum, the journey to achieve these returns can vary significantly. This variability can substantially impact the future value of your pension fund. Additionally, failing to account for inflation can further skew your retirement projections.

I delve into why relying on fixed rate return assumptions can be misleading and show how proper financial planning software can better reflect the realities of market fluctuations. I also explain the importance of considering inflation in your planning to ensure your retirement funds maintain their purchasing power over time.

To gain a better understanding of how to create a more accurate and resilient retirement plan, be sure to watch this video. Don’t forget to check out more insightful videos on the Neligan Financial YouTube channel:    / @neliganfinancial  .

I encourage you to leave a comment below with any questions or thoughts you have on this topic. If you find this video helpful, please like and share it with others who might benefit from it.

For more information about how I help my clients plan their retirement visit www.neliganfinancial.co.uk.

The contents of this video do not constitute advice. Neligan Financial is authorised and regulated by the Financial Conduct Authority.

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