How much deposit MM YT video

Описание: How Much Deposit Do You Really Need for a Self-Build Mortgage in the UK?

If you’re planning to build your own home, one of the first questions you’ll ask is: “How much deposit do I actually need?”

In this video, we break down exactly how self-build mortgage deposits work in the UK, and why the answer often surprises people.

Unlike a standard residential mortgage, self-build lending is based on your total project cost, not just the land or build price. That difference alone catches many people out and can seriously affect your plans if you don’t calculate it properly.

Inside this video, we explain:
• The realistic deposit expectation for most UK self-build projects (and why 20–25% is a sensible starting point)
• Why lenders require a higher deposit compared to standard mortgages
• How total project costs are calculated (land, build, fees, contingency and more)
• A clear example showing how deposit figures are worked out in real numbers
• Whether it’s possible to build with less than 20%
• How equity in your current home could form part of your deposit
• Whether you should sell or keep your existing property during the build
• How your deposit affects your interest rate and product options
• Why deposit is only one piece of the financial puzzle
• A simple 4-step framework to sense-check your own position

If you’re considering a self-build, renovation, or barn conversion in the UK, this video will give you a clear, realistic understanding of what lenders expect, so you can plan properly before committing to land.

At Mayflower Mortgage, we specialise in self-build, renovation and conversion mortgages. We also provide a complimentary fully costed schedule of works to all our cusotmers, to help you calculate your total project cost properly, right down to the detail.

If you want to understand what deposit might look like for your specific project, book a free call with our team and we’ll walk you through it clearly.



📞 Book a call with Mayflower Mortgage here:
https://zurl.co/tqXdO
📘 Download our FREE Self-Build Resources:
https://zurl.co/PaloY

#SelfBuild #SelfBuildUK #SelfBuildProject #SelfBuildMortgage

The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.