Insurance Claim Reject Ho Gaya? How to Fight Back & Get Paid (Full Guide)

Описание: 👉Your Health Insurance Company is betting you will make a mistake. Here is how to fight back when your claim gets rejected.
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Imagine paying your health insurance premiums religiously for 5, 10, or even 15 years. You think you are covered. You think your family is safe. But the moment you land in the hospital and file a claim, you get a shock: CLAIM REJECTED.
Why? Was it a major fraud? No.
It was a small tick box on a form you filled out 5 years ago. It was a "pre-existing disease" your agent told you not to worry about. It was a technicality hidden in the fine print of your proposal form.
In India, health insurance claim rejection is a massive, silent crisis. Millions of rupees are lost every year because honest consumers are trapped by incorrect form filling, technical errors, and agents who vanish the moment you need them. The insurance companies have armies of lawyers to find reasons to deny your claim. Who do you have?
In this episode of "Business Meets Society," we expose the dark reality of the Indian health insurance system and introduce a powerful new ally for the common man: Claimchase.

What You Will Learn In This Video:
We dive deep into the specific reasons why claims get rejected—from the "proposal form" trap to the "non-disclosure" clause. We explain why the "cashless" facility often fails and why reimbursement claims are turned down. Most importantly, we stop talking about problems and start talking about SOLUTIONS.
We are joined by the founder of Claimchase, a startup fighting on the front lines for consumer rights. They don't just give advice; they take up your fight against the big insurance giants to recover your hard-earned money.
Key Topics Covered:

👉 The "Proposal Form" Scam: Why 90% of rejections happen because of what you wrote (or didn't write) years ago.
👉 The Vanishing Agent: Why your insurance agent disappears when you need to file a claim, leaving you isolated.
👉 Decoding "Non-Disclosure": How insurance companies use your medical history against you.
👉 Role of Insurance Ombudsman
👉 Business Meets Society: How entrepreneurship can solve deep societal problems like financial injustice.
The Solution: How Claimchase analyzes your case, finds the legal loopholes, and fights the insurance company on your behalf.

Why This Matters to Every Indian: Health insurance isn't just a financial product; it's a lifeline. When that lifeline is cut due to bureaucracy or greed, it destroys families. Whether you have a policy with Star Health Insurance, HDFC Ergo, Niva Bupa, or LIC of India`, you need to know your rights. You need to know that you are not alone. If your 51 health insurance claim rejected status is keeping you up at night, this video is your playbook to fighting back.
We discuss real-life examples of how simple errors in 34 insurance claim form filling lead to disaster, and how you can fix them even after the rejection. We also look at the role of the Insurance Ombudsman and why having a dedicated expert like Claimchase is often better than fighting alone in consumer court.

Timestamps:
0:00 - The "Claim Rejected" Nightmare (Real Reality)
4:57 - Why is Insurance so Important?
10:03 - Do's & Don'ts. Why Proposal form Filling is Your Biggest Enemy
17:54 - Company can cancel your Policy on these grounds
24:34 - Alcohol & Tobacco can get your claim rejected and policy cancelled
28:52 - Be Careful about Hospital Selection
37:30 - How Claimchase is Helping you fight this battle
47:08 - Closing Statement

Disclaimer: This video is for educational purposes only and does not constitute legal or financial advice. Always consult with a professional before making decisions about your insurance.
#HealthInsurance #ClaimRejected #ConsumerRights #Claimchase #BusinessMeetsSociety #IndiaBusiness #StartupIndia #InsuranceClaim #ConsumerCourt #JagoGrahakJago #ShubhashShrivastav

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Welcome to Shubhash Shrivastav — where Business Meets Society.

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