Money Reset | The Checklist Every Canadian Needs in 2026

Описание: January Reset | The 15-Step Money Checklist Every Canadian Needs in 2026

You may have started January with big financial goals.
A new budget.
No debt.
Invest every paycheque.

And then… life happened.

Work happened.
Kids happened.
Winter happened.

If your January hasn’t gone perfectly with money, this video is for you.

Instead of giving up or waiting for “next year,” this video helps you treat January 31st as your real financial New Year’s Day. In this episode, I walk you through a clear, practical 15-step annual money checklist designed specifically for Canadians.

I’m Yudhvir Kabuli, CPA, CFA, and like you, I’m trying to make smart financial decisions inside the same Canadian tax, banking, and investing system. This video is education, not personalized financial advice but the framework applies to almost every Canadian household.

This January Reset is designed to help you:
• Reset your finances without guilt
• Get organized without overwhelm
• Make calm, confident money decisions
• Build systems that actually match real life

What This Video Covers

This is not a budget template or a one-size-fits-all plan. It’s a once-a-year financial reset you can run every January to realign everything.

We walk through all 15 steps, including:

1️⃣ Creating a one-page net worth report
2️⃣ Mapping your 12-month cash flow
3️⃣ Setting clear savings and investing targets
4️⃣ Reviewing debt and interest rates
5️⃣ Checking your credit health
6️⃣ Auditing payroll and employer benefits
7️⃣ Reviewing TFSA, RRSP, FHSA, and account priorities
8️⃣ Making a smart RRSP decision before tax panic
9️⃣ Setting up a clean tax-season system
🔟 Rebalancing your portfolio and checking risk
1️⃣1️⃣ Reviewing insurance and risk protection
1️⃣2️⃣ Choosing one big money move for the year
1️⃣3️⃣ Scheduling quarterly “money dates”
1️⃣4️⃣ Having one honest money conversation
1️⃣5️⃣ Reviewing your estate and succession plan

The goal is not perfection.
The goal is progress with clarity.

You don’t need to finish everything in one night. If you work through this checklist over a week or two, your financial life in 2026 can look very different from how it started.

This video is for:
• Canadians in their 20s, 30s, 40s, and 50s
• Professionals and families
• People earning money but feeling unorganized
• Anyone who wants calmer, more intentional finances

If you want more Canadian-specific, no-noise personal finance, subscribe, like the video so more Canadians see it, and comment below:

👉 Which step from the January Reset are you doing first?

Welcome to Your Canadian Money Playbook 🇨🇦.


Chapter:
00:00 – Intro
00:50 – Disclaimer
01:05 – Net Worth Snapshot (One-Page Report)
02:07 – Build a 12-Month Cash Flow Map
02:40 – Fixed, Variable & Seasonal Costs
03:22 – This Year’s Savings & Investing Targets
04:15 – Debt & Interest Rate Review
05:21 – Check Your Credit Health
06:12 – Payroll Setup & Employer Benefits
08:34 – RRSP Planning Before the Panic
09:38 – Set Up Your Tax-Season Folder
10:34 – Portfolio Rebalance & Risk Check
11:37 – Risk & Insurance Audit
11:49 – Life Insurance: Term & Annual Review
12:05 – Disability, Critical Illness & Home Insurance
12:39 – Pick One Big Money Move for the Year
13:25 – Schedule Your Money Dates
14:07 – One Honest Money Conversation
14:53 – Estate & Succession Planning
16:10 – Quick Recap



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