Why Banks Won’t Finance Township Properties | Architect Explains Zoning, Building, Real Estate Value

Описание: Why Banks Won’t Finance Township Properties | Architect Explains Zoning, Building, Real Estate Value

In this episode of Zap Talks, we sit down with Bill Siziba, CEO of Kayalako Properties, a professional M.Arch Architect and Construction Project Manager, to uncover why banks won’t finance most township properties — and what homeowners and investors can do about it.

With over 15 years of experience in design and construction, Bill is renowned for his pragmatic, innovative approach and his ability to translate visionary designs into exceptional built environments. He has successfully delivered over 50 developments worldwide, working across architecture, construction, and project management.

In this conversation, Bill breaks down:
• Why approved building plans are essential for bond approval
• How zoning laws restrict or enable township development
• Why many township homes generate income but aren’t considered bankable assets
• Whether multi-storey or high-rise buildings can legally be built in townships
• How rezoning and compliance can unlock long-term property value and leverage

Drawing from real-world experience through Kayalako Properties, this episode reveals how architecture, legality, and planning directly impact wealth creation in South Africa’s property market.

If you’re a homeowner, investor, developer, or aspiring architect, this episode will completely change how you view property as an asset.

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