2.12.26: Where's my payment count? Get out of SAVE or stay put? Am I really in default?

Описание: Dr. Tisa is answering your student loan questions!

Office Hours is a semi-monthly virtual student loan clinic presented by the Maryland Center for Collegiate Financial Wellness. We answer your questions in this free, trusted venue to help you navigate student loans and prepare for financial success beyond repayment.

The content in this video is based on information available as of February 12, 2026. Hosted by Dr. Tisa (‪@tisasilvercanady‬).

This edition covered topics including:
--what to do with SAVE, stay until the end or get out now?
--how to find the IDR payment count
--how to get out of default
--for current students, which loans are safe to borrow

Contents
00:00 Welcome
01:15 Disclaimer
02:20 State legislative update. Bills we're supporting on informed enrollment, institutional debt, and Financial Empowerment Centers
05:27 Confused about your loans? MCCFW has student loan strategy advising services
06:28 I haven't had a payment due in two years. Do I just wait?
11:12 Where did my payment count go?
15:19 How am I defaulted? I don't have any loans in default on studentaid.gov
17:33 How can I help my friend get out of default and back on track for PSLF?
20:05 Exactly where to go to get student loans out of default
20:55 I need to borrow this semester, maybe $10-15k. Which loans are safe?
22:10 Difference between federal student loans and private loans
23:54 Be proactive and review your repayment options
25:02 An exclusive resource for Maryland's student loan borrowers
26:42 Until next time


Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected and we will share them in future editions of Office Hours.

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