ഭവന വായ്പ എടുക്കുമ്പോൾ പലിശ ലാഭിക്കുന്നത് എങ്ങനെ? | Zero Cost Home Loan | Mutual Funds

Описание: In this video, we break down the essential details of two major financial paths to owning your dream home: the Home Loan and the SIP (Systematic Investment Plan) approach. Choosing between paying interest or earning interest can make a massive difference in your long-term wealth.

In this video, we cover:

​Home Loan vs. SIP: A side-by-side comparison of taking a loan now versus building a corpus through monthly investments.

​The Cost of Interest: Understand how a 20-year home loan can end up costing you double the actual property price due to interest.

​Power of Compounding: How small monthly SIPs can grow into a significant fund to purchase a home without the burden of debt.

​Zero Cost Home Loan Strategy: A smart financial hack where you start a parallel SIP to recover the entire interest paid on your home loan.

​Tax Benefits: Insight into Section 80C and Section 24(b) benefits for home loan borrowers.

​Decision Matrix: Which option is right for you? We discuss factors like age, current rent, income stability, and property appreciation.

Stay informed and plan your finances wisely to secure your future home without financial stress. If you find this information helpful, please Like, Share, and Subscribe for more financial planning updates!

Timestamps
​0:00 - Introduction: Home Loan vs SIP
​0:32 - The Real Cost of a Home Loan (Interest Calculation)
​1:15 - Benefits of Buying a Home through SIP
​1:58 - Comparison: Loan EMI vs. SIP Investment
​2:40 - How to make your Home Loan "Zero Cost"
​3:25 - Which option should you choose?
​3:45 - Conclusion & Summary


Disclaimer
​This video is for educational purposes only. Financial decisions involve risks, and market-linked investments like SIPs are subject to market volatility. Please consult with a certified financial advisor before making any major investment or loan commitments.


​
​#houseconstruction #buildinghouse #homebuildingtips #housebudget #constructiontips #financialplanning #middleclasslife #moneytips #malayalamfinance #keralahouse #dreamhome #houseplanning #homeconstruction #savingmoney #personalfinanceindia #homebudget #loanplanning #housemistakes #financialawareness #EcoNext