Malpractice Insurance for Physicians | Claims-Made vs Occurrence Explained

Описание: Malpractice insurance is one of the most important provisions in a physician employment contract, yet many doctors sign agreements without fully understanding how professional liability coverage works.

https://reviewphysiciancontracts.com/...

In this video, healthcare contract attorney Robert Chelle of Chelle Law explains how malpractice insurance is typically structured for physicians and what doctors should review before signing an employment agreement.

Topics covered include the difference between claims-made malpractice policies and occurrence coverage, when tail insurance may be required, and how malpractice insurance obligations are typically addressed in physician employment contracts.

Most physician malpractice policies fall into two categories: occurrence coverage, which protects physicians for incidents that occur during the policy period regardless of when the claim is filed, and claims-made coverage, which requires the policy to be active when the malpractice claim is filed.

If a physician has a claims-made policy, they may need tail insurance when leaving a position to cover claims filed after employment ends for services performed while the policy was active.

Understanding malpractice coverage, tail insurance costs, and who is responsible for paying for coverage is essential when evaluating a physician employment contract or transitioning between jobs.

If you have questions about a physician employment contract or independent contractor agreement, Chelle Law provides attorney-led contract review services for physicians across the United States.

Chelle Law represents physicians nationwide.

https://reviewphysiciancontracts.com
[email protected]
888.668.3502
https://x.com/reviewphysician
  / chellelawplc