Healthcare Insurance in Spain: Who Gets Covered… and Who Doesn’t?

Описание: Healthcare insurance in Spain is one of the biggest concerns for people moving here — and one of the most misunderstood.
In this live show, we’re joined once again by healthcare insurance broker Ciaran O’Toole from Innoinsure to explain who actually gets covered in Spain… and who doesn’t — and why.
A major barrier for many people is pre-existing medical conditions, but the reality is far more nuanced than most online forums and Facebook groups suggest.
We’ll break down:
• What insurers really mean by pre-existing conditions
• Who tends to get accepted easily — and who struggles
• Why two people with similar medical histories can get very different outcomes
• Common myths that cause unnecessary fear and confusion
• What realistic solutions exist when cover seems impossible
• How healthcare insurance fits into visas, residency and long-term life in Spain
We’ll start with the key issues and then open the floor to your live questions, whether you’re:
• Planning a move to Spain
• Already living here• Renewing a visa
• Or reviewing your healthcare cover
This show is about clarity, not scare stories — and about understanding the system so you can make informed decisions.
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📌 Timestamps (to add after the show)00:00 Intro
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