How to Talk About Money With Your Partner Without Fighting (Step-by-Step Guide)

Описание: If talking about money with your partner feels uncomfortable, emotional, or like it might turn into a fight — it’s not because your relationship is broken — it’s because most of us were never taught how to have healthy money conversations.
In this video, I break down why money talks in relationships feel so hard, what happens when couples avoid them, and how to start financial conversations in a way that builds trust instead of tension. This is a guilt-free, judgment-free conversation designed especially for first-generation professionals and Latinas who are navigating money, relationships, and shared goals without a roadmap.
We talk about what financial alignment actually means (and what it doesn’t), how to approach your partner without triggering defensiveness, and how to create simple “money dates” so these conversations become easier, calmer, and more productive over time.

We cover:
00:00 Why money is one of the biggest sources of relationship stress — and how to change that
03:10 What financial alignment really means (and what it does NOT mean)
06:40 How to start money conversations without triggering defensiveness
10:05 Why you should start with goals — not numbers
13:20 Different ways couples can manage money together (joint, separate, hybrid)
17:10 How to split expenses fairly based on income
20:00 Rules to follow during money talks to avoid blame, score-keeping, and shutdowns
23:30 How to create “money dates” to make financial check-ins easier and more effective
If you’ve been avoiding money conversations with your partner or feel anxious about bringing finances up, this video will give you a practical, compassionate framework to start — so money becomes a tool for teamwork, not conflict.

Mentioned in episode:
Money Monthly Planner - https://moneychisme.kit.com/moneyplan...
Episodes on budgeting and creating a money plan - Episode 115 (https://www.podcast.moneychisme.com/2...) / Episode 116 (https://www.podcast.moneychisme.com/2...)
Related episodes on financial anxiety and money mindset - Episode 54 (https://podcasts.apple.com/us/podcast...) / Episode 68 (https://podcasts.apple.com/us/podcast...)

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//ABOUT ME
Hola, I’m Violeta! I’m a first-generation Mexican immigrant on a financial freedom journey through real estate investing, stocks, and entrepreneurship. I created MoneyChisme to help my community build wealth through financial literacy, honest money conversations, and real-life strategy. I’m the writer of the MoneyChisme blog, a real estate investor, and entrepreneur.